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Terms of Use

The Website (the "Website") is operated and owned by Ing. Jindrich Pavelka, CZ entrepreneur ID: 88564487 (the "Operator"). This page states the Terms of Use and Disclaimer under which you may use the Website. By accessing this Website, you are agreeing to be bound by these Terms of Use and Disclaimer. If you do not accept the Terms of Use and Disclaimer stated herein, do not use the Website. The Operator may revise these Terms of Use and Disclaimer at any time by updating this posting. You should visit this page periodically to review the Terms of Use and Disclaimer because they are binding on you.


The contents of the Website, such as text, guides, articles, illustrations, calculations, exhibits, opinions, views, graphics, images, HTML code, multimedia clips, Java code etc. ("Materials"), are protected by copyright and other intellectual property laws under both Czech and foreign laws. Unauthorized use of the Materials may violate copyright, trademark, patent and other laws. You must retain all copyright and other proprietary notices contained in the original Materials on any copy you make of the Materials. You are granted a limited license to use (display or print) the Materials, provided the Materials are not modified and a copy of these terms of use and disclaimer is attached to any copies that are made. Any other use of the Materials is prohibited. All rights not expressly granted herein are reserved. The Materials may not be otherwise reproduced, re-published, re-disseminated or otherwise provided in any manner or form without the prior written consent of the Operator or the third party to which the intellectual property rights belong. You may not sell or modify the Materials or reproduce, display, publicly perform, distribute, or otherwise use the Materials in any way for any public or commercial purpose. The use of the Materials on any other website or in a networked computer environment for any purpose is prohibited. If you violate any of these Terms and Conditions, your permission to use the Materials automatically terminates and you must immediately destroy any copies you have made of the Materials.

Limitation of Warranties and Disclaimer

While the Operator makes reasonable efforts to ensure true and fair information for the users of this Website (see the About page), the Materials are provided for informational purposes only and should not be relied upon in that respect. Any opinion, advice, article, publication, statement, service, offer, or other information or content expressed or made available on this Website or on any site linked to this Website, is that of the respective author or distributor and not of the Operator. The Operator assumes no obligation to update the Materials. The information contained on this Website may contain typographical errors. The Materials may be changed without notice. THE MATERIALS CONTAINED IN THIS WEBSITE ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF FITNESS FOR A PARTICULAR PURPOSE OR USE, OR NON-INFRINGEMENT. FURTHER, NO REPRESENTATIONS OR WARRANTIES ARE MADE CONCERNING THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THE MATERIALS, OR OF ANY INFORMATION CONTAINED IN ANY SITE LINKED TO THIS WEBSITE. THE OPERATOR DOES NOT WARRANT OR GUARANTEE UNINTERRUPTED ACCESS TO THE WEBSITE AND/OR ANY SITE LINKED TO THIS WEBSITE. IN NO EVENT SHALL THE OPERATOR BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOST REVENUE, LOST OR DAMAGED DATA OR OTHER COMMERCIAL, FINANCIAL OR ECONOMIC LOSS, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY. THE FOREGOING LIMITATION SHALL APPLY EVEN IF THE OPERATOR HAS BEEN ADVISED OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGE. Any reliance you place on such information is therefore strictly at your own risk. It is recommended that you consult with a qualified financial advisor or professional before making any financial decisions. We do not endorse any specific investment or financial strategy, and we are not responsible for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from reliance on the information provided.

Privacy & Cookies Policy

The privacy of our visitors to is important to us. At this Website, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit this Website, and how we safeguard your information. We never sell your personal information to third parties.

Log Files. As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider), the browser you used to visit this Website, the time you visited this Website and which pages you visited throughout this Website. We use Google Analytics to monitor the statistics.

Cookies and Web Beacons. We do use cookies to store information, such as your personal preferences when you visit this Website.

We also use third party advertisements on this Website to support it. Some of these advertisers may use technology such as cookies and web beacons when they advertise on this Website, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in internet security programs. However, this can affect how you are able to interact with this Website as well as other websites.

Computer Viruses

While the Operator makes reasonable efforts to ensure that all Materials provided on this Website do not contain computer viruses, you are responsible to take the appropriate precautions to scan for computer viruses and to ensure that you have a complete and current back up of the applicable items contained on your computer system.

Links to External Sites

The Website may contain links to other external (web)sites as well as e-mail links. These links are provided solely as a convenience to you. These other sites were independently developed by parties other than the Operator and the Operator assumes no responsibility for the accuracy or appropriateness of the information contained in such sites. The inclusion of any link to another site does not imply endorsement by the Operator. Any mention of another party or its product or service on the Website should not be construed as an endorsement of that party. If you decide to access the links to third party websites, you do so at your own risk.